There is no one right way to pay for solar. There is the right way for your house, your bills and your plans. Rooftop Power offers four, three of them with nothing down, and we show you the real math on each before you sign anything.
A solar loan replaces your utility bill with a fixed monthly payment, usually at or below what you pay today. The payment never rises the way utility rates do, and when the loan is paid off, the production is all yours.
Loans fit homeowners who want ownership and flexibility without writing a check. The system is yours from day one, the payment is predictable for the life of the loan, and the agreement is transferable if you sell the house.
One payment, no financing costs, and the shortest path to an electric bill that hovers near zero. Cash buyers see the best return of any option because every kilowatt hour produced is savings with no loan interest against it.
Cash fits homeowners with capital to invest who think in decades. We show you the full payback math for your actual usage, in writing, before you decide.
With a power purchase agreement, the system on your roof is owned and maintained by the provider, and you simply buy the power it produces at a rate below the utility’s. One simple number per kilowatt hour, nothing to service, no surprise costs.
PPAs fit homeowners who want solar savings without owning equipment, including those without tax liability or who value simplicity above all. The agreement is transferable if you sell.
A solar lease is a flat, predictable monthly payment for the system on your roof, with insurance and maintenance included. There is no income requirement and no minimum credit score, which makes it the most accessible way into solar we offer.
Leases fit homeowners who want a simple monthly number, quick savings and zero responsibility for equipment.
Fifteen minutes with your utility bill answers it. We put all four options side by side with your actual usage and roof, show the monthly number and lifetime picture for each, and let the math speak. We do not quote guaranteed dollar savings or federal tax credits, we show you real numbers for your home, in writing.
One more honest note: the old 30 percent federal residential tax credit ended for systems placed in service after 2025, so ignore anyone still selling it. State programs like net metering, Rhode Island’s Renewable Energy Growth and Renewable Energy Fund, Massachusetts’ SMART and Connecticut’s Renewable Energy Solutions continue, and we confirm what your home qualifies for.
Free assessment, no pressure. We put the loan, cash, PPA and lease math side by side for your home, in writing.
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